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In today’s real estate market, you need to work with a real estate professional you can trust. Tom Schindler is dedicated to providing the absolute finest service and expertise possible for my clients. Whether you are buying or selling your first home, your primary residence, a second home, or relocating to a new neighborhood or thinking about building your dream home, Tom can help make your home ownership dreams come true.

Tom Schindler is a lifetime resident of Jackson, Michigan and has been actively involved in the real estate industry for more than 31 plus years. Tom’s experience includes representing home buyers and sellers in all price ranges and areas in Jackson and the surrounding counties.

Tom is a licensed realtor and specializes in listing and selling executive level properties throughout the Jackson and surrounding areas. He is considered a relocation expert, working with human resource personnel of major corporations assisting with key employees transferring to the Jackson area.  Because of his extensive knowledge of the city and surrounding communities, Tom’s professional relocation services are in top demand.

Whether in the buying or selling process, my website is packed full of information to help you.

Testimonials Page

Thomas was a very knowledgeable and professional agent. I am a young home buyer and I will definitely call Tom for future purchase and sale of my homes. J. Crist
Tom Schindler has sold two homes for me over the last seven years. Both homes were in Michigan and I live in Arizona. He has above average technology skills which made these sales possible and easy for me. Tom has many excellent contacts in Jackson and is well respected in the community. He was always in contact with me and responded to my calls to him immediately. Even though home sales in the area were slow at the time, he was able to sell my homes in a short amount of time and at a good price. I would recommend Tom in the future to anyone. Mary Ellen S.
Tom, was excellent in helping me buy my second rental unit. He has and will be my Realtor. He goes up &'beyond for his customer, and that's what I want as a customer. I would highly recommend him. J. Susskind
Tom did a great job helping us find our new home. We were from out of town and he helped find the right area of town that fit our lifestyle. Enjoyed his personality and perspective on the homes we looked at. Barry J.
Tom worked diligently and patiently for several years to find me my dream home. He made the home buying process as simple and stress-free as possible and was always responsive and knowledgeable to my many questions. Tom is the best realtor in the area and I would not hesitate to recommend his services. Ellen V.
He made EXCELLENT pre listing recommendations that really made an amazing difference and costed very little to implement. He had a great pricing recommendation to get more traffic. He went above and beyond the call as we were out of town during very critical times. He was very professional. He handled some unusual circumstances much better than I did. Overall, great job. Sold the house in less than 90 days in a not peak selling season. You will be happy you listed with him. He does what he says he is going to do, when he says he will do it. S. Ford
Tom helped us buy a home in Jackson while we were still living in Pennsylvania. He was very helpful and went above and beyond in his efforts to assist us. He is very knowledgeable about the Jackson market and I would highly recommend him for anyone's real estate needs. Jerry C.
Tom Schindler sold our home quickly and handled every aspect of the process with the utmost integrity. I have since recommended him to friends/family in the market of buying/selling a home and will definitely leverage his expertise and professionalism for all of my future real estate needs. Tracy M.
Tom worked with me to help me buy my first home. He assisted me every step of the way, with patience, and wisdom from many years of real estate experience. Tom knows the local area very well, and has a calm, "no pressure" demeanor that I appreciate. I will go to him again for my real estate needs. Matt D.
Tom made our home buying experience far greater than we expected. He understood what we wanted and was pivotal in us buying our dream home. We couldn't be happier with his services and won't hesitate to recommend him to others. Brian K.
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Real Estate News!!!

Latest Realty News from NAR

Audio: Dealing with Cyberthreats

Steve Spano, president and chief operating officer of the Center for Internet Security, recently visited NAR’s Washington offices to discuss techniques real estate professionals can employ to stay safe online. Listen to his comments below.

Yes, Interest on Home Equity Loans is Still Deductible

There’s been confusion since the big tax law was enacted over the deductibility of interest on home equity loans. NAR has been saying that the interest is still deductible for the part of the loan that’s used for home repairs, renovations, and additions. And that’s the correct interpretation, according to the IRS. The agency confirmed that in a memo about a week and a half ago.

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The part of the loan that’s used on the house to fix something or improve it remains deductible under the new tax law. Loan proceeds that are used for personal living expenses or anything not related to improving the home are not deductible.

The clarification is looked at in the latest Voice for Real Estate news video from NAR.

The video also looks at an important vote in the House on so-called drive-by lawsuits. These are lawsuits filed by people who are using accessibility requirements under the Americans with Disabilities Act to extract fees from small property owners. People are sending letters to property owners alleging they have an ADA violation and threatening a lawsuit unless the owner reaches a settlement with them. The person sending the letter typically doesn’t even say what the alleged violation is. The only way the owner can find out is by going to court. Most owners end up settling as the cheaper alternative and if there was ever any violation the owner never finds out what it is.

The House passed a bill requiring people who send these letters to identify what the alleged violation is and to give owners a chance to correct the problem before taking them to court. It’s a solution that addresses a clear abuse of an important law and NAR supported its passage. The bill still has to be taken up in the Senate.

Other topics in the video include NAR’s Commitment to Excellence initiative, which will roll out later this year, to give NAR members a chance to voluntarily assess how well they perform on key aspects of their business, including technology, the Code of Ethics, and the forms and contracts they use.

The video also gives an update on home sales—they’re off to a slow start this year, mainly because of inventory shortages in many markets, especially among lower-cost starter homes—and what’s happening in commercial real estate. Briefly, transaction volume on small cap properties is doing okay but volume on large cap properties is slowing down.

Watch and share video.

What’s the Right Way to Structure a Marketing Service Agreement?

Real estate practitioners entering into marketing service agreements with lenders, title companies, and other settlement service providers is a well-established practice, but a recent court decision shows why you have to structure these agreements the right way.

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An appellate court just ruled that it’s okay for a mortgage lender to refer business to mortgage insurers who are buying reinsurance from an affiliate of the lender, because the reinsurance is a bona fide service and the insurers are paying fair market rates for it. In other words, the arrangement doesn’t amount to a kickback.

Although the case involves a lender, insurance companies, and a reinsurer, the structure of the agreement is something that applies to the kind of marketing service agreements you might be involved in as an agent or broker. Any agreement you enter into with a lender or title company must be for actual services rendered and priced at fair market rates and not simply an arrangement for referrals.

How do you ensure a marketing agreement is appropriate under federal anti-kickback rules? The most important thing is to have it looked at by an attorney who’s familiar with the Real Estate Settlement Procedures Act, or RESPA. For a general idea, though, there are two tests you can apply:

1.Is the marketing fee you receive based on the number of referrals you make to the company, whether it’s a title company, a lender, or another service provider? If the fee corresponds to the number of referrals, you could be inviting a close look by the Consumer Financial Protection Bureau (CFPB), which is the federal agency that enforces RESPA.

2. If you have an arrangement to split costs on a joint project, like a newspaper ad, is the split reflective of what each of you get in return? For example, if you and the title company are splitting the cost of the ad down the middle, then half the ad should go to the title company and half should go to you. If the title company is covering 75 percent of the cost of the ad but only taking up 25 percent of the space, that split makes it look like the company is subsidizing 50 percent of the ad cost. Again, you could be inviting a close look by the CFPB.

Learn more about the recent court decision in the latest Voice for Real Estate news video from NAR. The video also looks at what was in the budget agreement enacted into law about two weeks ago. Among other things, the new law extends the tax deduction for mortgage insurance premiums and retains the prohibition on taxing forgiven mortgage debt as income. It also looks at why a recent Supreme Court decision on the regulation of bodies of water is important to your inbdustry.

Watch video now.

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Tom Schindler, CRB, CRS
An Independent Broker

Phone/Text: 517-206-5959
Email: tom@tomschindler.com

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